需要金幣： 500 個金幣 |
資料包括：完整論文 |  |
 |
| 轉(zhuǎn)換比率：金額 X 10=金幣數(shù)量， 例100元=1000金幣 | 論文字?jǐn)?shù)：見簡介 |  | |
| 折扣與優(yōu)惠：團購最低可5折優(yōu)惠 - 了解詳情 | 論文格式：Word格式(*.doc) |  |
譯文（字?jǐn)?shù) 2973） 誰收回了房屋產(chǎn)權(quán)，為什么？ 安得烈貝尼托 英格蘭銀行,國際貨幣基金組織 最終版本2007年7月10號 在許多國家，住宅是典型家庭的占主導(dǎo)地位的金融資產(chǎn)和負(fù)債。這是真實的，在美國和英國，家庭資產(chǎn)也很均勻地分散在家庭比許多其他資產(chǎn)。這一點表明，決定撤銷或保留在家庭資產(chǎn)是業(yè)主重要的決定。此外，總的數(shù)據(jù)表明，房屋凈值的金額收回是有很大波動，對整體經(jīng)濟的潛在的重要意義。但迄今為止，很少知道是什么驅(qū)動這些決定。在本文中，在英國從家中提取產(chǎn)權(quán)的決定，使用家庭層面的數(shù)據(jù)。在這一時期，1993至2003年，英國住房市場從一個蕭條的狀態(tài)到一個最顯著的繁榮時期。不同的經(jīng)驗也反映在使用住房資產(chǎn)的退出，使其成為一個理想的時期來研究。
外文原文（字符數(shù) 10133） Who Withdraws Housing Equity and Why? ANDREW BENITO Bank of England; International Monetary Fund Final version received 10 July 2007. In many countries, housing dominates the typical household's financial assets and liabilities.That is true in the United States and the United Kingdom, where home equity is also more evenly dispersed across households than many other assets.This suggests that the decision to withdraw or retain equity in the home is an important decision for homeowners.Moreover, aggregate data indicate that the sums of home equity that are withdrawn can be large and volatile, with potentially important implications for the aggregate economy.But to date, little is known about what drives these decisions.In this paper, the decision to withdraw equity from the home is studied using household-level data for the United Kingdom.In the period examined, 1993–2003, the UK housing market went from a depressed state to one of its most remarkable booms.That varied experience was also reflected in the use of housing equity withdrawal, making it an ideal period to examine. |
